Rise Credit
Fort Worth, TX Founded 2014· Subprime Installment
Subprime installment lender. APRs decrease after a few on-time payments but still extreme.
Recommendation
High Risk
Trust
38
Predatory Risk
18
Lower is safer
Sentiment
34
Complaints
26
Lower is better
Fee Transparency
48
APR Range
60% – 299%
Loan amounts
$500 – $5,000
Term
4–26 months
Red flags
- APRs above 200% in some states
- Marketing minimizes true cost
Positive signals
- Rate reductions for on-time payments
AI Summary
Based on 2,940 reviews and 642 complaints, Rise Credit shows strong predatory patterns. The most common borrower complaint is "APR". We recommend you high risk.
Ask the AI Coach about Rise Credit
Get plain-English answers about risks, fees, and alternatives.