LightStream
San Diego, CA Founded 2013· Bank Personal Loans
Truist-owned online lender for excellent credit. Rate Beat Program and no fees.
Recommendation
Safe to Consider
Trust
89
Predatory Risk
90
Lower is safer
Sentiment
82
Complaints
84
Lower is better
Fee Transparency
94
APR Range
7.49% – 25.49%
Loan amounts
$5,000 – $100,000
Term
24–84 months
Red flags
- Excellent credit required (typically 720+)
Positive signals
- No fees
- Same-day funding possible
- Rate Beat Program
AI Summary
Based on 6,210 reviews and 71 complaints, LightStream demonstrates above-average transparency. Borrower complaints are primarily about "Approval Criteria". We recommend you safe to consider.
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